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Independent Insurance Broker Serving California
​Meet Jami
Hi, I’m Jami McPherson, licensed insurance broker and owner of Hometown Insurance. My family has deep roots in Georgetown, and caring for our community is at the heart of what I do. I help individuals and families throughout California explore insurance options for their homes, vehicles, and more. I’m here to listen, explain your choices in plain language, and help you find coverage that fits your needs. When you have questions, you’ll have a familiar person to turn to.
CA Lic #4481444
Meet Josh
Hi, I’m Josh, co-owner of Hometown Insurance. I grew up in Cool, just down the road from Georgetown, and have a strong connection to the community we call home. I provide administrative support for Jami and handle our social media, sharing helpful information and keeping people connected with our business. I’m proud to help build a local brokerage where personal relationships matter and to introduce Hometown Insurance to individuals and families throughout California.
Josh Rich
Insurance Services in California
At Hometown Insurance, we help individuals, families, property owners, and businesses protect what matters most with personalized homeowners, auto, landlord, renters, umbrella, and commercial insurance coverage. Based in Georgetown and serving El Dorado County and communities throughout California, we work with multiple insurance markets to help you find coverage that fits your property, vehicles, business, lifestyle, and budget. Whether you’re protecting your home, insuring your vehicles, covering a rental property, protecting your belongings as a renter, adding umbrella coverage, or securing insurance for your business, we’re here to help you understand your options and build coverage around your needs.
Homeowners Insurance
Umbrella
Auto Insurance
Landlord / Renters
WHAT OUR CLIENTS THINK
Chris McCurry
★★★★★
Our experience with Hometown Insurance has been wonderful. They are very very knowledgeable and treated us like a good friend would. We have more coverage while lowering our monthly payments to the California "Fair" Plan AND Agis.
Susan Toscani
★★★★★
When we were canceled by our long time home insurance company we called Hometown Insurance for a quote. Jami and Josh came out to our home and we sat down together to figure out what would work best and what we were comfortable with for our insurance needs. Very smooth and pleasant experience. Thank you Jami and Josh!
Garrett Garcia
★★★★★
Jami did an excellent job with finding us some savings I didn’t know were possible under the CA Fair Plan. She was thorough, kind, and extremely helpful when I had a lot of questions. I would absolutely recommend her to anyone looking for insurance needs on the Divide.
